Gästeforum » An important cost you

Internet Buzzwords and Newbies: Proceed With Caution! Marketing Articles | December 14 Cheap Womens Puma Sneakers , 2004
Learning the ropes of Internet ... is one of ... things to do; even more so if you are a Newbie to ... and the Web. I remember watching the movie "The Flim Flam Man" and heard the


Learning the ropes of Internet Marketing is one of the
hardest things to do; even more so if you are a Newbie
to computers and the Web.

I remember watching the movie "The Flim Flam Man" and
heard the quote "You Can't Con an Honest Man."

The above quote, taken in the context of the movie,
did make perfect sense. The movie dialog implied that
the selfish desire to gain an unethical edge was the hook
the experienced con man used to snare his victims or
"pigeons." In the end Cheap Womens Puma Shoes , the victims fell for the con
because they had a disregard for the Golden Rule!

I'm bringing this up because the thinking implied by
the quote doesn't fit many of the offers the Internet
Newbie will encounter while searching for a business guide.

You can be a good, honest and hard working person and
still fall for many of the traps awaiting you in cyberspace!
The most appealing target for the experienced Web con
man, is the Newbie's lack of experience and knowledge!

All over the Net there are offers constantly bombarding
Newbies with the latest systems and applications; "new"
methods that will grow a business with a minimum effort!

Some of them are given fancy names: "the K-15 System
Will Make You Wealthy!" or Cheap Puma Sneakers Shoes , "You Have a Ground Floor
Opportunity with G-ZAP, get in now because it won't be
available tomorrow...."

The above offers should be investigated from heat to
toe! Many of them are simply more of the same re-hashed
information aimed at Internet business Newbies.

One of the main reasons Internet Marketers continue
coming up with so many new programs, applications and
systems is known as "Internet Time." Internet products
have a very short shelf life; what was the latest thing a
year ago will now be old news!

That isn't to say there aren't good systems and
technology. However Cheap Puma Sneakers , due diligence is a requirement to
ascertain the value of any offer presented.

Take your time and look at the offer to examine it with a
fine tooth comb! You should check out any buzzword
filled business offer with extra caution!

Ask all the questions you need answered until you're
sure you understand what you're getting into. If there
are no straight answers to be had, perhaps you should
reconsider.

==============================================

by Francisco Aloy

(C)2004 Francisco Aloy
==============================================
Agreement reminder, not part of the article:
Please include my working hyperlink in the
resource box. Remove paragraph before posting.

Health Insurance: What To Look For In A Policy Finance Articles | March 29 Cheap Puma Shoes , 2008
With the cost of health insurance going through the roof it is important to understand your policy. Take a look and see that the policy you have meets all of your needs.


Health Insurance generally refers to a policy that covers medical expenses, but can also be used to describe policies for disability or long term care.? The main premise is that the individual will pay a small periodic premium in advance of necessary medical care and the medical insurance will pay all or most of the unexpected, large medical bill at the time the care is needed.? What costs are the individual?s responsibilities?


The first cost associated with having health insurance is the premium.? This is the amount that the individual pays on a monthly basis to purchase the health plan.? These vary widely depending on what type of plan you purchase.


Another cost you will need to know about is the co-pay.? This can range from $0 to $500 depending on the plan and the service you are receiving.? A well visit Cheap Puma Sneakers Grey , for example, may cost you a co-pay of $30, while a trip to the emergency room may be $50.? Each plan and company has its own negotiated list of co-pays so be sure to read carefully when comparing plans.


An important cost you need to know about is the deductible.? This is the amount that you will need to pay out-of-pocket each year before your plan pays anything.? For example Cheap Puma Shoes Grey , if your deductible is $500, you will need to pay all medical costs such as doctor visits, blood work Cheap Puma Sneakers White , and pharmaceutical purchases up to $500 before insurance will pay the first dime.? At that time, you will become responsible for any co-pays.? Every year you will need to start accruing your deductible before the insurance pays for medical bills.


You could have a plan that does not have co-pays.? You could instead have coinsurance that requires you to pay a percentage of the medical bill.? Your medical insurance could cover 80% and you would be responsible for 20% of the bill.? These plans particularly have an out-of-pocket maximum which would be the most an insured would have to pay before insurance kicks in to pay 100%.? These limits are subject to an annual accrual.


Some medical insurance plans have coverage limitations.? This may mean that the plan will only cover expenses up to a given dollar amount for a certain service.? It could mean that the plan has an annual or lifetime limit for benefits for the insured.? Once the limit has been reached, there are no more benefits paid by the insurance company and the policy holder will then be responsible.? These limits are usually pretty high especially if the limit is a lifetime limit.


One last thing you should be aware of is that most plans have some exclus.